Affordable, ACA-Compliant Health Benefits

Top doctors and hospital partners while maintaining affordable and ACA compliance. We handle the heavy lifting, like ACA look-back calculations, employee enrollment, and ongoing compliance support.

River Health is trusted by businesses across the country.

River Health is trusted by businesses across the country.

A Better Health Plan For Your Team

Most ACA-compliant health plans come with high costs and limited value-leaving both employers and employees frustrated. River Health offers a smarter solution: affordable, ACA-compliant coverage that provides employees with access to quality care while helping employers manage costs.

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Affordable Premiums

Our plans are designed to be affordable with premiums starting as low as $125/month.

Enrollment Management

River Health manages all employee plan elections and changes—so you don’t have to.

Compliance Management

River Health assists with compliance needs like COBRA, PCORI, IRS requests and more.

Payroll Integration

River Health integrates with your payroll system to streamline enrollment and payroll deductions.

Free Virtual Care

Enjoy unlimited virtual visits with the same primary care provider through text or video.

Free Urgent & Primary Care

$0 primary care, urgent care and specialty office visits at over 25,000 clinics nationwide.

Free Rx & Labs

3000+ formulary medications & lab testing with Quest Diagnostics at no additional cost.

Free Mental Healthcare

See a therapist or behavioral health professional virtually at no cost.

Is the Complete Plan Right for You?

The Complete Plan is a great fit for employers with over 50 full-time equivalent employees.
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Health insurance that doesn't cost an arm and a leg.

Whether you need a solution that meets ACA requirements or simply want to offer quality, affordable care, the Complete Plan is a great fit for your employees.

A price point you can afford

The Complete Plan is designed to keep costs low for employers while minimizing out-of-pocket expenses for employees’ everyday healthcare needs.

Compliance Support

We manage your compliance needs associated with offering aca-compliant benefits so that you can focus on your business.

Avoid Penalties

River Health’s Complete Plan helps you avoid both the 4980H(a) and 4980H(b) penalties by meeting ACA requirements for offering health insurance.

River Health Employer Metrics

Coverage employees love

Customer satisfaction

92 NPS

Health Plan Member Satisfaction (Industry Average)*

25 NPS

Real cost savings

Employees save over $2,700 in out-of-pocket costs

$2,700

Employers save $1,800 in premiums*

$1,800

GETTING STARTED

Payroll Integration

River Health seamlessly integrates with your payroll system, making it easy for eligible employees to enroll in a River Health plan. If you're not covering 100% of the plan cost, our payroll integration allows employees to pay their share through tax-advantaged payroll deductions.

Our platform supports integrations with popular payroll systems like Square, Paylocity, Paychex, Workday, ADP Run, and more

Frequently Asked Questions