River Health offers an affordable health plan for hourly and part-time workers, ACA-compliant coverage for Applicable Large Employers, and cost-containment solutions for self-funded groups. Our plans make healthcare accessible for employees while keeping costs predictable and sustainable for employers.
River Health is trusted by Fortune 500 companies and small businesses.
We’ve created a unique pair of health benefit plans that deliver quality care for employees while helping employers save money. Our plans meet the real needs of today’s workforce without the financial strain of traditional insurance. Explore some of the most common use cases below or book a demo to learn more.
Hourly or part-time workers face a difficult reality: they are ineligible for employer-sponsored health insurance, while individual plans on the exchanges are usually high-deductible or bare-bones catastrophic coverage. That leaves employees paying too much for care they rarely use or going without coverage altogether.
The Essentials Plan fills this gap. It offers the everyday healthcare services such as virtual visits, clinic appointments, prescriptions, and therapy—alongside specialized programs for diabetes and heart health starting at $50/month.
Employers can extend this benefit to part-time or hourly staff while giving them the flexibility to pair the Essentials Plan with catastrophic insurance for full protection.
Our Complete Plan is designed for Applicable Large Employer searching for ACA-compliant health plans that balance affordability with flexibility. This plan gives you a smarter way to cover your team without overspending. Starting at just $125 per month, it’s a cost-effective solution that checks the boxes for both compliance and care.
Employees enjoy no-copay access to services they rely on most, including primary care, specialty visits, and mental health support. On top of that, the Complete Plan includes built-in compliance assistance with COBRA, PCORI, and more so that you can feel confident that your benefits strategy.
For employers with self-funded plans, our solutions are designed to help you take control of costs without compromising employee care. By carving out specific services at a predictable, fixed rate, you can reduce variability in claims while ensuring your team has reliable access to the care they need.
Our plans expand access to essential services—like primary care, prescriptions, and labs—at no extra cost to employees, all while giving you greater control over high-cost areas of healthcare spend. It’s a smarter, more sustainable way to strengthen your benefits package and protect your bottom line.
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Our simple standard pricing model makes it easy to get the most accurate quote instantly.
Your clients get a seamless, white-glove experience including account setup, payroll integration, billing, and more.
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We provide evidence-backed ROI projections based on organization-specific metrics.
"The River Health plan replaced an under-utilized benefit. Since moving to River Health, enrollment has exceeded expectation. The team at River Health are very accommodating to work with. They helped to simplify the enrollment process, revise communications to fit our brand, and work with us to create a great benefit for our employees."
Tammy Richardson — Cracker Barrel Old Country Store
"River Health provides a new take on healthcare, making it easy and affordable for our Foxtrot team members to access quality care, conveniently. We're looking forward to growing our offerings through our River Health partnership, as we continue to grow our incredible team."
Amy Toppen - VP of People, Foxtrot Market
